The Bucket Budget
Are you tired of endless budgeting? Do you dream of financial freedom without feeling so restricted? You're not alone. Traditional budgeting often leads to frustration and constant derailment, making it difficult to achieve long-term financial goals. At Holcomb Financial, we believe there's a better way.
The Holcomb Financial “Bucket Budget”
The Bucket Budget empowers you to take control of your finances utilizing savings buckets to prioritize your goals. We understand that life is unpredictable, and rigid budgets often fall short. That's why our plan focuses on your financial aspirations, not limitations.
How does it work?
Define Your Financial Goals: The first step to financial freedom is clarity. We work closely with you to identify your short-term and long-term goals. It could be savings for an Emergency Fund, Travel, Holiday Gifts, Donations/Charitable Giving, Emergency Pet Care, Baby Fund (if you’re trying to get pregnant in the next 6-12 months), we help you define what truly matters.
Prioritize Your Savings: We believe in "paying yourself first." By automating savings toward your specific goals, you create a solid financial foundation. Together, we can determine the optimal savings amounts to ensure you stay on track. For example, if your goal is to save $20,000 for a down payment on a home in two years, we would recommend saving approximately $833 per month. By automating this transfer, you'll watch your savings grow steadily.
Embrace Financial Flexibility: Once your savings buckets & amounts are determined, you have the freedom to enjoy your income without guilt. The Bucket Budget empowers you to make informed spending decisions, knowing your financial future is protected.
After reading about the Bucket Budget you might be asking, “What if there’s nothing left over?” This might be a sign that you are living above your means or your lifestyle has crept up over time. Most people feel like there’s no extra wiggle room in their situation, but if you start small with your savings goals and build from there, it is amazing what you can uncover.
Ready to take control of your finances? Contact Holcomb Financial today to schedule a complimentary consultation. Let us help you create a financial plan that sets you up for long-term success.
Holcomb Financial specializes in providing financial advice & investment management services to millennials and small business owners. We provide wholistic life advice empowering our clients to live a full life today while preparing for the future. Clarify your financial future & gain the confidence to thrive! Schedule a free call
